SACCO Management System
Complete savings, credit, and member management for SACCOs and cooperative societies
Capabilities
Key Features
Member Registration & KYC
Digital member onboarding with KYC document upload, eligibility checks, and share purchase processing.
Savings Management
Track member savings deposits, withdrawals, and account balances with automated interest crediting.
Loan Management
Loan application, appraisal, disbursement, and repayment tracking with automated interest and penalty calculation.
Dividend Allocation
Annual dividend and interest-on-deposits calculation with proportional allocation to members based on shareholding.
Mobile & USSD Self-Service
Members access statements, apply for loans, and make deposits via mobile app or USSD — no branch visit needed.
Regulatory Reporting (SASRA)
Automated prudential reports for SASRA and other cooperative regulators. Audit-ready financials at any time.
Why Choose This System
- Purpose-built for SACCO operations
- Reduces manual errors in savings & loan records
- Member self-service reduces branch workload
- SASRA-compliant reporting built in
- Scalable from community to national SACCOs
- Integrated mobile money payments
Who It's For
Target Sectors
SACCOs
Credit Unions
Cooperative Societies